The Compliance Execution Layer

The Execution Layer for Your Documents.

Stop treating compliance as a documentation exercise. Canarie turns static PDFs into an active ledger of work, extracting controls and automating evidence capture in real-time.

Policy_Extraction_v4.pdf
Extracted

142

Active Controls Identified

The Jaw-Drop Moment

Extraction Wizard.

Automatically translate 200-page policy prose into a structured, executable ledger in seconds.

Static Policy Document

3.1 Customer Due Diligence: The Bank shall verify the identity of each customer at account opening per 31 CFR § 1020.220. Enhanced Due Diligence is required for high-risk customers. CDD records must be reviewed and updated at least every 24 months.

4.3 Suspicious Activity Reporting: The BSA Officer shall file a SAR with FinCEN within 30 calendar days of initial detection. If no suspect is identified, the filing deadline extends to 60 days. All supporting documentation must be retained for five years.

7.0 Board Oversight: The Board of Directors shall approve the BSA/AML compliance program annually. The BSA Officer shall present a written risk assessment to the Board no less than once per calendar year.

Control Ledger

12 EXTRACTED

Control: BSA-310

CDD Identity Verification at Account Opening

Frequency: Per EventRef: 31 CFR § 1020.220

SLA: SAR-430

SAR Filing: 30 Days from Detection

Owner: BSA OfficerFinCEN Filing

Governance: GOV-700

Annual Board Approval of BSA/AML Program

Frequency: AnnualApprover: Board of Directors
Regulatory Validation Engine

Your Policies vs. the Actual Regulation.

Upload your compliance manual. Canarie reads the regulatory text so you don't have to—flagging gaps, outdated language, and missing requirements across every applicable rule.

Your Policy Manual

BSA/AML Policy §3.1

“The Bank shall verify the identity of each customer at account opening. Enhanced due diligence is required for high-risk customers.”

TILA/Reg Z §5.2

“All consumer credit disclosures shall be provided at origination per Regulation Z requirements.”

UDAAP §8.1

“Marketing materials shall not contain misleading statements regarding product terms.”

Validation Report

3 REGULATIONS CHECKED
COVERED31 CFR § 1020.220

CIP requirements fully addressed in §3.1. Identity verification procedures match regulatory requirements.

OUTDATED12 CFR § 1026 (Reg Z)

§5.2 references pre-2023 disclosure timing rules. CFPB updated requirements effective Jan 2024. Policy language needs revision.

GAPUDAAP — CFPB Circular 2022-04

§8.1 does not address digital advertising or dark pattern prohibitions from CFPB guidance. Requires new sub-section.

1

Covered

1

Outdated

1

Gap Found

Operational Execution Hub

Pulse: Where Compliance Work Gets Done

Every compliance obligation on a single calendar: policy tasks, board governance reviews, attestation controls, SLA deadlines. All with due dates, owners, and evidence capture. Tasks extracted from your policies flow into Pulse, get activated, scheduled, and completed with proof attached.

42

Open Compliance Items

128

Completed This Month

PULSE_LOG: ACTIVESYNC_ON
14:22:01TASK_OVERDUEBSA Risk Assessment (Annual) · Owner: BSA Officer · Overdue by 3 days. Escalation triggered to CCO.
13:58:44TASK_COMPLETEDOFAC Screening Review (Monthly) · Evidence attached: screening_log_march.pdf · Auto-rescheduled for April 15.
12:05:12CONTROL_ATTESTEDFair Lending Monitoring Control · Attested: Compliant · Digital signature captured. Next attestation: Q3 2025.
11:30:00GOVERNANCE_APPROVEDBoard Approval: BSA/AML Policy v3.2 · Prepared by: Compliance Dept · Approved by: Board of Directors. Evidence logged.
10:30:00SLA_TRIGGEREDSecurity Incident Reported · SLA: FDIC notification within 36 hours. Clock started. Deadline: March 17, 22:30 UTC.
09:15:22ITEMS_ACTIVATED12 new tasks from Nexus extraction activated. Due dates assigned. Owners notified via email.
Audit Exports

Evidence Vault.

Export-ready reports designed for institutional rigor. Assemble organized evidence binders that pull from policies, completed tasks, attestations, and governance approvals. When the examiner asks, the answer is three clicks away.

Compliance Audit Ledger

Framework: BSA/AML · FDIC Exam

Report ID: CAN-2025-883

Generated: 2025-03-12 09:00 UTC

I. Attestation Summary

Coverage

100%

Deviations

0

Evidence Count

412 Units

II. Sampled Artifacts

Control RefEvidence ArtifactTimestampVerification
BSA-1.1CDD_Review_Log_Q1.csv2025-03-31 23:59SIGNED
BSA-4.2SAR_Filing_Evidence_March.pdf2025-03-15 04:12SIGNED
AML-7.1OFAC_Screening_Batch_Report.docx2025-02-28 14:00SIGNED

Digital Signature Hash

f8e12a9b...c3d4e5f6

Canarie Ledger Authority
Core Architecture

Work Item Taxonomy.

Tasks

Scheduled, recurring work items with owners and deadlines. Daily, weekly, monthly, quarterly. Evidence captured at completion with automatic rescheduling.

Completion %

Controls

Permanent governing rules extracted from your policies. Always in effect. Periodically attested as compliant, partial, or non-compliant with evidence attached.

Attestation Status

Governance

Board and committee-level approvals and risk assessments. Tracks preparer, approving body, and captures the full governance chain as evidence.

Approval Chain

SLAs

Trigger-based, time-sensitive obligations. Clock starts when an event occurs. Deadline auto-calculated. Resolution and evidence logged on completion.

Time to Resolution

Ready to prove your execution?

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